partial profile of your financial life given within a particular time frame (usually measured in years). It shows the extent to which you pay your
bills on time and how much you may owe particular parties.
A record of an individual’s debts and payment habits which helps a lender determine whether a potential borrower is like to repay a loan in a timely manner.
A record of an individual's repayment of debt. Credit histories are reviewed my mortgage lenders as one of the underwriting criteria in determining credit risk.
Credit History definitions by google